Loan app in Nigeria with low interest: Best 15

Loan apps in Nigeria with low interest

Have you been looking for the best loan app in Nigeria with low interest rates? Then you have arrived on the right web page.

Do you run out of cash and you want to get a quick loan just from your home with your smartphone?



Jonakyblog has discovered the best loan apps in Nigeria with a low interest rates that are top-notch.

Everybody gets cash at specific phases of life to address one monetary need or the other which might come as a crisis advance, business speculations, or for relaxation purposes.

Whatever your case might be, there are trustworthy portable credit applications that can become helpful in such a circumstance.

They are pressing credit organizations with extremely low financing costs that dispense cash to people and corporate associations without security or administrative work.

No documentation is expected to get these crisis or dire credits in Nigeria.

All you simply have to do is to download their App from Google Play Store and apply for any advance measure of your decision.

These earnest advance establishments offer credits to unregistered businesses and new companies in Nigeria

While you are on this webpage, we will elucidate the best loan apps in Nigeria with a low interest rates that are trusted by thousands of active users.

The Best 15 Loan app in Nigeria with low interest Rate

Loan apps in Nigeria with the low interest rate – At the point when an advance is offered or given at an exceptionally low loan fee, reimbursement turns out to be simple.

Advances with exorbitant loan costs make it hard for borrowers to repay in time.

In Nigeria, a few monetary organizations offer crisis advances with exceptionally low loan costs with a truly adaptable reimbursement timetable of as long as 2 years.

The greatest reimbursement timetable of most monetary establishments is 2 years.

Continue reading below to find out the best loan apps in Nigeria with a low interest rate that Jonakyblog has culled for you.

#1. FairMoney Loan App – Best Loan app in Nigeria with low interest

FairMoney is an authorized internet-based moneylender that gives moment credits to people and associations for the most part for bill installments.

FairMoney App which has 200,000+ audits and a rating of 4.4 on the google play store is an awesome credit App and can be utilized to get an earnest fast advance in somewhere around 5 minutes of finishing of utilization.

FairMoney App doesn’t just give you admittance to credits, it additionally offers you the chance to re-energize your Cable TV, cover NEPA bills, and so forth.

The application credit application structure is extremely simple.

From our findings here at Jonakyblog, we find out that you can get up to 500,000 nairas utilizing the FairMoney App and a most extreme reimbursement time of 1 year and a half year (year and a half) at an interest of 10% each month.

Guarantee you repay your advance on time, if you don’t do that on time, your BVN would be accounted for by Credit Bureau.

Whenever this occurs, you’ll not have the option to get advances again from any monetary organization in the country.

Steps on how to get a loan from FairMoney – Loan apps in Nigeria with a low-interest rate

To get a loan from FairMoney, follow the below steps:

  1. Obtain a smartphone (Android or iPhone or other Operating System)
  2. Go to your smartphone’s app store and download the FairMoney app (Google Play Store for android users).
  3. Register with your phone number and with your BVN
  4. Answer the questions they will ask you and confirm your identity
  5. Accept the offer that will be presented to you.
  6. Finally, you will be given a loan directly to your local bank

FairMoney Customer Support Contact Details – Best Loan app in Nigeria with low interest

Office Address: 8/10 Hakeem Balogun Street, Agidingbi, Ikeja, Lagos, Nigeria.

Email Address: help@fairmoney.ng

Office Phone number: 01 700 1276

Android App download: Fairmoney App Download

Facebook: Fairmoney on Facebook

Twitter: Fairmoney on Twitter

Instagram: Fairmoney on Instagram

#2. ALAT Loan App – Loan app in Nigeria with low interest

ALAT is supposed to be Nigeria’s most memorable completely advanced bank intended to assist individuals with accomplishing more with their cash.

With the ALAT App which has more than 14,000 audits and a rating of 3.8, you can move, save and cover bills consequently.

The application offers you a chance to demand for moment advances with no security, no desk work required and it’s exceptionally simple to process.

Utilizing the App, you can make a free virtual dollar card for paying on the web, and convert naira to dollars at any time.

ALAT financing cost ranges between 29 – 30% – Loan apps in Nigeria with a low interest rate.

Steps on How to apply and get a loan easily from ALAT Loan – Best Loan app in Nigeria with low interest

  1. Obtain a smartphone (Android or iPhone or other Operating System)
  2. Download the ALAT app from your device app store
  3. Register with your phone number and with your BVN
  4. Request for loan
  5. Answer the questions they will ask you and confirm your identity
  6. Obtain or get your loan to your bank account within a few minutes

ALAT Customer Support Contact Details – Loan apps in Nigeria with a low interest rate

Office Address: 54 Marina Rd, Lagos Island, Lagos, Nigeria.

Email Address: help@alat.ng

Office Phone number: 01-2777700-9

Mobile Phone number: +2348039003700

WhatsApp number: +23470022552528

Facebook: ALAT on Facebook

Twitter: ALAT on Twitter

Instagram: ALAT on Instagram

#3. Specta Loan App – Loan app in Nigeria with low interest

Specta which is one of the best loan apps in Nigeria with a low interest rate is an internet loaning stage that surrenders advances to 5 million Naira relying upon individual credit value.

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The loan cost depends on the risk rating by the individual and it ranges from 25.5% to 28.5% – Loan app in Nigeria with low interest rates.

Utilizing the Specta Loan App, you can apply for assorted loan formats which include but are not limited to Personal credits, Medical, Project, Education Finances, etc.

Steps on How to Apply and obtain Specta Loan – Loan apps in Nigeria with a low interest rate

To get a loan easily from Specta, follow the below steps – Loan apps in Nigeria with a low interest rate

  1. Go to their website
  2. Tap the application form button
  3. Input all your required details and proceed
  4. Answer a few intelligent questions that will be given to you
  5. Get your loan directly to your bank within a few minutes.

Specta Customer Support Contact Details – Best Loan app in Nigeria with low interest

Office Address: Sterling Towers, 20 Marina, Lagos Island, Lagos, Nigeria.

Postal Address: 100221

Office Phone number: 01-7004271

Email: specta@sterling.ng

#4. Zedvance Loan App – Loan app in Nigeria with low interest

Zedvance another recommended best loan app in Nigeria with a low interest rate utilizes an application called MoneyPal.

With the MoneyPal Loan App, people can without much of a stretch apply and get advances of up to 5 million Naira on their cell phone in only 5 minutes.

The MoneyPal App which right now has a rating of 3.7 on the Google play store has a very tranquil application process.

No security or any documentation is required and endorsed advances are dispensed not long after endorsement.

Zedvance has an exceptionally low financing cost of 3.5% each month yet with the executive’s expense charged forthrightly – Loan apps in Nigeria with a low interest rate.

Steps on How to apply and Obtain Zedvance Loan easily – Loan app in Nigeria with low interest

  1. Go to http://online.zedvance.com/
  2. Download the app to your mobile device
  3. Navigate to the button that says “Apply Now”
  4. Register your account to continue
  5. Wait for a few minutes while they manually approve your application.
  6. If your application is accepted, you will be given a loan directly to your bank account.

Zedvance Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: 177A Ligali Ayorinde St, Victoria Island, Lagos.

Postal Address: 106104

Office Phone number: 07001001000

WhatsApp Phone number: 09060003933

Email: customercare@zedvance.com

#5. Carbon Loan App – Loan app in Nigeria with low interest

Carbon App is another highly rated loan app in Nigeria with a low interest rate that has over 100,000 audits and a rating of 4.1 on the Google play store as of date.

Carbon offers advance with an extremely serious loan cost of 16% per annum.

With Carbon App, you can get fast advances in Nigeria without security, business credits, move reserves, and cover bills.

You can likewise set aside cash and procure an exorbitant loan fee, as much as 2% per annum utilizing the App.

Whenever you reimburse on time, you’ll have a possibility of getting higher sums the following time you apply as your financial assessment increments because of reliable on-time advance reimbursement – Loan app in Nigeria with low interest rates.

Steps on How to apply and obtain loan from Carbon Loan easily – Best Loan app in Nigeria with low interest

Follow the below steps carefully to get a loan from Carbon Loan Company – Loan app in Nigeria with low interest rates:

  1. Obtain a smartphone
  2. Go to your device app store and download the Carbon app
  3. Input your details. Hint: Ensure that your mobile phone number is linked to your BVN. E get why.
  4. Complete your profile by uploading your photo
  5. Request for your desired loan amount
  6. Wait while the platform processes your request
  7. When your request is approved, you can further add your payment details
  8. Get funds directly to your local bank account without much hassle

Carbon Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: Plot 642C Akin Adesola St. Lagos, Nigeria.

Postal Address: 101233

Office Phone number: 01-460 9945

Email: customer@getcarbon.co

#6. KiaKia Loan App – Loan app in Nigeria with low interest

KiaKia, another good loan app in Nigeria with a low interest rate gets amazingly value through internet-based psychometric insight.

KiaKia works in Nigeria, Ghana, and other African nations.

It offers exceptionally fast advanced administrations without security.

Upon endorsement, your record will be credited in only a couple of moments.

KiaKia of now doesn’t have a borrower’s App right now. All getting administrations are done through portable/PC web stages.

The loan fee is all around as low as 6.9% per annum.

To get started, visit KiaKia website here.

Steps on How to Apply and Obtain KiaKia Loan in Ghana or Nigeria – Loan app in Nigeria with low interest

  1. Get an android phone or a very good browsing phone.
  2. Visit the website as all applications are done only on the website because Kiakia currently does not have a borrower’s mobile App
  3. Start an application chat on the site; this application chat determines your creditworthiness.
  4. Upload a valid means of identification e.g National ID, Voters Card, Driver’s license, International passport, etc.
  5. Input your desired loan amount.
  6. Choose your convenient loan repayment duration.
  7. Upload a screenshot of your last 3 salary or business income alerts.
  8. Accept the loan terms and conditions upon loan approval.
  9. Authenticate your bank account.
  10. Receive Funds directly to your local account.
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KiaKia Loan Application Requirements for Nigerians and Ghanaians – Loan app in Nigeria with low interest

  1. You should be an inhabitant of the nations where they work, Nigeria, Ghana.
  2. You should be over 21 years old
  3. You should have a Bank Verification Number (BVN) and be a record holder with any of the standard business banks in Nigeria.
  4. Proof of confirmed source(s) of pay possibly you’re a representative or you maintain your own business.
  5. Legitimate method for Identification (Work ID for utilized candidate, and Government-gave ID for independently employed) candidate
  6. Verification of pay (SMS or email screen captures of the month-to-month pay cautions or electronic bank explanation (in Pdf design) for the 6 latest months). On the other hand, you can approve KiaKia to see your bank exchanges by associating your ledger to the Mr. K programming ONLY to acquire bank exchange subtleties.

Kiakia Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: Plot 642C Akin Adesola St. Lagos, Nigeria.

Postal Address: 101233

Office Phone number: 01-460 9945

Email: customer@getcarbon.co

#7. Aella Credit Loan App – Loan app in Nigeria with low interest

Loan app in Nigeria with low interest – Aella credit is a monetary establishment that offers speedy advances in minutes.

Aella’s App has 29,000+ audits and a typical rating of 3.3 on the Google play store.

The loan fees range from 4% to 30% because of the borrower’s profile.

Steps on How to Apply and Obtain Aella Credit Loan – Loan app in Nigeria with low interest

  1. Go to your device app store and download the Aella app
  2. Create an account with them and wait for a quick review
  3. Answer a few questions to update your profile
  4. Check if you are eligible for their loan offer
  5. Apply or request the loan
  6. Get your ordered loan direct to your local bank account

Aella Credit Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: Abisogun Rd, Maroko, Lagos, Nigeria.

Postal Address: 106104

Email: investors@aellacredit.com

#8. LCredit Loan App – Loan app in Nigeria with low interest

Lcredit is another amazing loan app in Nigeria with low interest issues advances to people utilizing their credit App.

They have exceptionally cutthroat loan fees also. Their loan costs go from 36.5% to 300% per annum relying upon individual credit profiles – Loan app in Nigeria with low interest.

Steps on How to Apply and Obtain LCredit Loan – Loan app in Nigeria with low interest

  1. Obtain a smartphone (Android or iPhone or other Operating System)
  2. Download the LCredit Loan app from your device app store
  3. Complete the online registration form that will be given to you.
  4. Enter and submit your BVN details
  5. Once you get approval, you can then apply
  6. Receive your money directly to your bank account

LCredit Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: Lekki Phase 1. 22A Rasheed Alaba Williams Street Lagos Nigeria, Nigeria.

Office Phone number: 16310555

Email: support-ng@firchinternational.com

#9. GroFin Loan App – Loan app in Nigeria with low interest

GroFin another wonderful loan app in Nigeria with low interest assists business visionaries with conquering business development challenges by giving those SME credits after filling the application structure.

The most extreme reimbursement span for GroFin credits is 2 years – Loan app in Nigeria with low interest.

Steps on How to Apply and Obtain GroFin Loan in Nigeria and South Africa – Loan app in Nigeria with low interest

  1. Go to their official website
  2. Complete the online registration (assessment form) form that will be presented to you. This is not an application form. This is just to inform the admin of GroFin that you are interested in their loan.
  3. If you qualify for this assessment form, you will be contacted and you will be given access to complete the loan application form
  4. GroFin will verify your information after submission of your assessment form
  5. Your loan will be approved upon your valid document verification
  6. Your ordered loan will be sent to your local bank account

GroFin Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: Plot F16C, Deborah Lawson House, Sani Abacha Road, G.R.A. Phase 3, Port Harcourt, Rivers State, Nigeria.

Office Phone number: +234 806 554 9089

WhatsApp Phone number: +234 705 295 1455

Email: portharcourt@grofin.com

#10. Fast Credit Loan App – Loan app in Nigeria with low interest

Fast credit offers business advances to SMEs. They’re known for speedy web-based credit application and their reimbursement period is truly adaptable as long as 15 months.

The financing cost is just about as low as 12% per annum.

Visit Fast Credit Loan at https://loan.fastcredit-ng.com/smereg to Start the Application Process.

Quick Credit doesn’t right now have a Loan Application App. All applications are done through their site.

Fast Credit Loan is one of the best Loan apps in Nigeria with the low interest we have seen.

Requirements for obtaining a loan from Fast Credit – best Loan app in Nigeria with low interest

  1. You need a one-year business account statement
  2. A valid business owner’s Government Issued ID such as Voters Card, Driver’s License, etc.
  3. A valid recent passport photograph of the business owner
  4. Proof of registration of business with CAC
  5. A valid proof of your business address
  6. Your proof of tax payment
  7. Credible guarantors form & cheques
  8. A valid business owner’s cheque

Fast Credit Customer Support Contact Details – best Loan app in Nigeria with low interest

Office Address: First Floor, Wing A, Motorways Complex, Opposite 7-Up Alausa, Lagos, Nigeria.

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Office Phone number: +234 01-888-5046

WhatsApp Phone number: +234 01-888-5046

Email: info@fastcredit-ng.com

#11. Renmoney Loan App – Loan app in Nigeria with low interest

Renmoney offers SME advances to salaried and non-salaried people.

They have an exceptionally low loan fee of 16% and an entirely adaptable reimbursement plan.

All you want to do is to download the Renmoney Loan App from the google play store and apply for a fast credit in no time and get reserves straightforwardly to your financial balance.

The App advance application process is exceptionally direct and quick – Loan app in Nigeria with low interest.

Renmoney’s significant necessity for non-salaried people is a 6 months explanation of record.

Renmoney Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: 23 Awolowo Rd, Ikoyi 106104, Lagos, Nigeria.

Office Phone number: 07005000500

WhatsApp Phone number: +2348188889750

Email: hello@renmoney.com

#12. Branch Loan App – Loan app in Nigeria with low interest

The branch offers credits to people at a loan cost of 20% per annum and an adaptable reimbursement period as long as 2 years.

All you want to do is to download the Branch Loan App from the Google play store.

The branch App has recorded 420,000+ surveys and extremely uplifting appraisals of 4.5 stars.

Steps on How to Apply and Obtain Branch Loan – Loan app in Nigeria with low interest

  1. Obtain a smartphone (Android or iPhone or other Operating System)
  2. Go to your smartphone’s app store and download the FairMoney app (Google Play Store for android users).
  3. Create an account with them. The account creation is quite easy and you can complete it in less than a minute
  4. Apply for the loan you need
  5. The money will be sent to your bank account within a few minutes.

Branch Loan Customer Support Contact Details – Loan app in Nigeria with low interest

USA Office Address: San Francisco, CA, Nigeria.

USA Email address: usa@branch.co

Nigeria Office Address: Lagos, Nigeria

Nigeria Email: nigeria@branch.co

#14. PalmCredit Loan App – Loan app in Nigeria with low interest

PlamCredit is one of the best loan app in Nigeria with low interest and it offers extremely dire credits in minutes.

Their application interaction is the most straightforward at any point seen.

Just 3 stages to get your advances supported and cash will land in your given ledger.

The App has more than 107,000 surveys and an extremely high evaluation of 4.4 on the google play store.

PalmCredit offers advances at an exceptionally serious loan cost of 2.4 – 9.33% each month.

Steps on How to Apply and Obtain Branch Loan – Loan app in Nigeria with low interest

  1. Obtain a smartphone (Android or iPhone or other Operating System)
  2. Get registered by creating an account with them
  3. Get instant approval
  4. Receive the exact amount you need in your bank account

PalmCredit Loan Customer Support Contact Details – Loan app in Nigeria with low interest

Office Address: 20 Opebi rd. Ikeja. Lagos, Nigeria.

Office Phone number: 01-700-5700

Email: support@palmpay.co

#15. FCMB Fast Cash – Loan app in Nigeria with low interest

FCMB FastCash being a wonderful loan app in Nigeria with low interest is for both Fcmb clients and non-Fcmb clients.

The credit is intended to offer speedy and critical money to anybody aside from military and paramilitary workers.

With the FCMB Fast money, you can acquire up to 200,000 with an extremely low revenue of 3.5% each month and as long as 90 days reimbursement plan.

Loan Requirements for FCMB Customers and the required Application Process – Loan app in Nigeria with low interest

  1. You will have instant access to funds in your bank account
  2. You can obtain a loan of up to 200,000 at a time
  3. No paper document is needed. You can even apply by dialing *329*11#
  4. No collateral is needed
  5. Whether you are a salary or non-salary based citizen, you can apply
  6. You can pay your loan within the space of 3 months which is quite superb
  7. You will be allowed to access 30 days clean upcycle
  8. As a customer, you can apply for their loan as many times as you want

Loan Requirements NON-FCMB Customers and the Application Process – Loan app in Nigeria with low interest

  1. You will have instant access to funds in your bank account
  2. You can obtain a loan of up to 200,000 at a time
  3. No paper document is needed. You can even apply by dialing *329*11#
  4. No collateral is needed
  5. You don’t need an FCMB account
  6. You can pay your loan within the space of 3 months which is quite superb
  7. As a customer, you can apply for their loan as many times as you want
  8. Their interest rate is only 3.5% per month and also a One-Off management fee of 1%
  9. Funds will be transferred to the customer’s salary account (this is sent to the domiciliary configured account)
  10.  All Federal Government Employees can apply except those in the military or para-military.

Conclusion

We detailed all you should know about the best Loan app in Nigeria with low interest in this guide.

Feel free to select any of the above-discussed platforms as we take out time to gather all this legit information we elucidated about them.

If you find this guide about the best Loan app in Nigeria with low interest helpful, do well to share it with your friends and drop your comment as well.

Thanks for reading – Loan app in Nigeria with low interest.

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Nnabugwu Ikechukwu Johnbosco is a part time blogger that love to blog on categories like; Blogging, WordPress development, Technology, Web Design, Make money online, etc. A web developer (plays with WordPress sites & Blogger); who designed JonakyBlog. (Contact Us)

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